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Oxford Insurance Plans | The Business Council of Westchester Insurance Providers

If you have any questions about any of the plans, please feel free to call us at (914) 948-2110.


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#1 Oxford Freedom (HSA)

Click here for the detailed plan summary.

This policy is an HSA (Health Savings Account) with no out of network coverage, referrals needed. There is a $1250(single) & a $2500(family) in network deductible with a 100% coinsurance. Primary office visits, specialist office visits, in-patient hospital, & emergency room visits are all covered 100% after meeting the deductible. There is a 10/30/60 prescription drug card that is subject to the deductible.


 

Monthly

Monthly

Quarterly

  Small Group Sole Proprietor Sole Proprietor

Individual

$588.03 $672.48 $2,017.44

Individual + Spouse

$1,263.67 $1,449.47 $4,348.41

Individual + Child(ren)

$1,070.06 $1,226.82 $3,680.46

Family

$1,776.17 $2,038.85 $6,116.55
  Plan Selection Plan Selection Plan Selection
  Instructions Instructions Instructions
  Application Application Application
  Student Verification Form


#2 Oxford Freedom (POS)

Click here for the detailed plan summary.

This policy is a POS (Point of Service) plan with in & out of network coverage, & referrals are required. There is an out of network deductible of $2,000 (single) & $6,000 (family) with a 70% co-insurance. There is a $25 primary & $40 specialist office visit co-pay(in-net). The in-patient hospital is a $500 per day ($2,500 calendar year max), emergency room visits are a $200 co-pay. The prescription drug card is 10/30/60 with a $100 deductible.


 

Monthly

Monthly

Quarterly

  Small Group Sole Proprietor Sole Proprietor

Individual

$777.24 $890.08 $2,670.24

Individual + Spouse

$1,679.92 $1,928.16 $5,784.48

Individual + Child(ren)

$1,420.17 $1,629.45 $4,888.35

Family

$2,362.85 $2,713.53 $8,140.59
  Plan Selection Plan Selection Plan Selection
  Instructions Instructions Instructions
  Application Application Application
  Student Verification Form


#3 Oxford Liberty (HMO)

Click here for the detailed plan summary.

This policy is an HMO (Health Maintenance Organization) plan with in network coverage only, & referrals are required. It has a $30 primary & $50 specialist office visit co-pay. The inpatient hospital is a $500 co-pay($1000 max per confinement) and $150 co-pay for emergency room visit. The prescription coverage is 15/35/75 with a $100 Deductible.


 

Monthly

Monthly

Quarterly

  Small Group Sole Proprietor Sole Proprietor

Individual

$496.34 $567.04 $1,701.12

Individual + Spouse

$1,061.96 $1,217.50 $3,652.50

Individual + Child(ren)

$900.55 $1,031.88 $3,095.64

Family

$1,492.14 $1,712.21 $5,136.63
  Plan Selection Plan Selection Plan Selection
  Instructions Instructions Instructions
  Application Application Application
  Student Verification Form


#4 Oxford Liberty (EPO)

Click here for the detailed plan summary.

This policy is an EPO (Exclusive Provider Organization) with no out of network coverage, no referrals needed. There is a $25 primary & a $50 specialist office visit co-pay. The In-patient hospital is a $300 co-pay per day 5 days max per calendar year. There’s a 10/30/60 prescription drug card with a $100 deductible.


 

Monthly

Monthly

Quarterly

  Small Group Sole Proprietor Sole Proprietor

Individual

$611.46 $699.43 $2,098.29

Individual + Spouse

$1,315.21 $1,508.74 $4,526.22

Individual + Child(ren)

$1,113.41 $1,276.67 $3,830.01

Family

$1,848.82 $2,122.39 $6,367.17
  Plan Selection Plan Selection Plan Selection
  Instructions Instructions Instructions
  Application Application Application
  Student Verification Form


#5 Oxford Freedom (POS)

Click here for the detailed plan summary.

This policy is a POS (Point of Service) plan with in & out of network coverage & no referrals needed. There is an out of network deductible of $3,000 (single) & $9,000 (family) with a 70% co-insurance. This plan has a $30 primary & $50 specialist office visit co-pay. In-patient hospital is $500 per admission, emergency room visits are a $200 co-pay. The prescription drug card is 10/30/60 with a $100 deductible.


 

Monthly

Monthly

Quarterly

  Small Group Sole Proprietor Sole Proprietor

Individual

$774.65 $887.10 $2,661.30

Individual + Spouse

$1,674.23 $1,921.61 $5,764.93

Individual + Child(ren)

$1,415.37 $1,623.93 $4,871.79

Family

$2,354.91 $2,704.40 $8,113.20
  Plan Selection Plan Selection Plan Selection
  Instructions Instructions Instructions
  Application Application Application
  Student Verification Form


#6 Oxford Freedom (HSA)

Click here for the detailed plan summary.

This policy is an HSA (Health Saving Account) with no out of network coverage, no referrals needed. There is a $2,850 (single) and a $5,700 (family) in-network deductible with a 100% coinsurance. Primary office visits, specialist office visits, in-patient hospital, & emergency room visits are all covered 100% after meeting the deductible. There is a 10/30/60 prescription drug card that is subject to the deductible.


 

Monthly

Monthly

Quarterly

  Small Group Sole Proprietor Sole Proprietor

Individual

$439.36 $501.51 $1,504.53

Individual + Spouse

$936.59 $1,073.33 $2,731.56

Individual + Child(ren)

$795.02 $910.52 $3,219.99

Family

$1,315.13 $1,508.85 $4,526.55
  Plan Selection Plan Selection Plan Selection
  Instructions Instructions Instructions
  Application Application Application
  Student Verification Form


#7 Oxford Liberty Direct (POSc)

Click here for the detailed plan summary.

This policy is a POS (Point of Service) cost share plan (with in & out of network deductibles). The plan has in & out of network coverage, & no referrals needed. There is an in-network deductible $500 (single) & $1,250 (family) with a 80% co-insurance. A primary & specialist office visits are $25/40(in-net) In-patient hospital stays & emergency room visits are all covered at 80% after deductible for in-network doctors. The prescription drug card is 10/30/60 with a $100 deductible.


 

Monthly

Monthly

Quarterly

  Small Group Sole Proprietor Sole Proprietor

Individual

$715.58 $819.17 $2,457.51

Individual + Spouse

$1,544.28 $1,772.17 $5,316.51

Individual + Child(ren)

$1,306.24 $1,498.43 $4,495.29

Family

$2,213.38 $2,541.64 $7,624.92
  Plan Selection Plan Selection Plan Selection
  Instructions Instructions Instructions
  Application Application Application
  Student Verification Form


#8 Oxford Freedom Metro (EPO)

Click here for the detailed plan summary.

This policy is an EPO (Exclusive Provider Organization) with no out of network coverage, & no referrals needed. This plan has a $25 primary & a $50 specialist office visit co-pay. The Hospital co-pay is a $300 co-pay per day up to 5 days with a $200 emergency room co-pay. The prescription drug card is 10/30/60 with a $100 deductible.


 

Monthly

Monthly

Quarterly

  Small Group Sole Proprietor Sole Proprietor

Individual

$656.38 $751.09 $2,253.27

Individual + Spouse

$1,414.04 $1,622.40 $4,867.20

Individual + Child(ren)

$1,196.51 $1,372.24 $4,116.72

Family

$1,988.07 $2,282.53 $6,847.59
  Plan Selection Plan Selection Plan Selection
  Instructions Instructions Instructions
  Application Application Application
  Student Verification Form